Health & Welfare Plan Updates

The Trustees have made a series of changes to the Health & Welfare Plan, all of which commence on January 1, 2021. Click here to read through the changes.


Click here to read through the changes.  


COVID-19 Testing and Treatment Cost Share for Members

The Plan has waived all member cost share, including copays, coinsurance, and deductibles, for any COVID-19-related inpatient or outpatient care at both in- and out-of-network facilities, retroactive to March 6, 2020, and lasting until the state of emergency has been lifted from your state of residence. Click here to read more regarding testing and treatment costs.

Message from the Trustees of the H&W, Pension, and Annuity & Savings Plan

The effects of the COVID-19 health crisis reach far and wide.  Though the emphasis is on keeping us all safe and healthy – as it needs to be – social distancing and staying at home have resulted in large-scale unemployment, financial uncertainty, and concerns about the future.  The Trustees of the Plans have made a series of changes that are now effective and that they hope will ease some of your immediate financial burden and any worries you may have about your future benefits. Click here to read this important Summary of Material Modification to the Health & Welfare, Pension, and Annuity & Savings Plans.

Message from Modern Assistance Programs:

With COVID-19 leading the news headlines it’s easy to underestimate the impact this has on the mental health of the workforce. The uncertainty of this outbreak has left many feeling an increase in anxiety and stress. The impacts of this have been felt in areas surrounding every aspect of everyday life, whether it be financial, childcare needs, or health concerns. 

Read more from Modern Assistance

Click here for tips for managing anxiety around COVID-19

Click here for more information regarding the Virtual Counseling Program

ESS Link
MSS Link

Building a Better Benefits Plan

The International Union of Operating Engineers Local 4 Benefit Funds Office proudly serves the men and women of Local 4 and their families. We understand from experience that when you contact this office, it is often due to stressful life events - health issues, unpaid employer contributions, urgent financial needs, retirement. The Funds are here to be of service to you and to make your life easier, any way we can. The Funds would not exist if not for your tireless work, and you should expect the highest level of care and support from us.

The Health and Welfare Plan provides a great platform of benefits for our participants. The Plan's Trustees work hard to ensure that they actively combat medical inflation, with an eye toward the future, but that they also maintain today's unparalleled care, low member costs, and innovative solutions such as Livongo for Diabetes and Hypertension and Hinge Health for musculoskeletal ailments. 

The Pension Plan's  funded percentage has remained 80 percent or greater - the federal government's "green," or safest, zone - every year since such monitoring was enacted in 2006. The Plan's Trustees closely monitor contribution income from your work hours, as well as investment performance, industry trends, and national and international events, to make decisions on how best to shepherd the Plan through the current landscape and to safeguard the Plan for future retirees.


The Annuity and Savings Plan provides Local 4 members with the opportunity to supplement their pensions in retirement through both employer and employee contributions. The Plan's annual retirement seminars, along with the availability of our partners at MassMutual and Cammack Retirement, help to give you the knowledge and the power you need to make smart financial decisions for your family's future. 

We want you to have the peace of mind you need to do your important job: to construct our skyline, our infrastructure, and our community's hospitals and schools. We will focus on building and administering your plan of benefits, and on being there to help keep you and your family healthy and financially sound. We have your back.

If you ever need anything from us, please call or email the Funds' Office. We stand ready and willing to help.

Gregory A. Geiman, Administrator 


Coming Soon: A New Website for the Funds Office We're excited to share that we will soon have a new website. Our new site will have a fresher look, easier navigation, and up-to-date information relative to your benefits. Keep your eyes out for the relaunch of in January!