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Local 4 members work hard, often in physically demanding jobs, and deserve great health and retirement benefits. Thanks to the steady leadership of our Funds’ Trustees and contributions generated by your work, we are able to provide a comprehensive health care plan and retirement plans that will allow you to retire with dignity.

Registration is Open!

2024 Healthy Living and Retirement Planning Fair
Sunday, October 27, 2024
9 a.m. – 12 p.m.
Polar Park, 100 Madison St, Worcester, MA 01608

Important Updates from the Funds Office

New Pharmacy Benefit Manager: Optum Rx

As of January 1, 2025, the Health & Welfare Plan’s new pharmacy benefit manager will be Optum Rx. Prescription drugs cost the Health Plan a lot of money each year; the amount the Plan spends on drugs increases about 10% every single year. That is why the Plan Trustees undergo periodic assessments of pharmacy benefit managers to determine which of them will provide the Plan and its participants with the best pricing while maintaining a strong level of service.

Stay tuned for more information!
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Introducing: Local 4 Life

Knowing you want to lose weight, reduce stress, manage a chronic condition, or just get healthier is easy. Figuring out how and where to start – that’s the hard part.

Look no further. “Local 4 Life,” our new homegrown wellness program, is for Local 4 eligible participants and dependents only, and is run out of your Funds Office right here in Medway. It is your program! The Local 4 Health and Welfare Plan’s social worker, Karen Larsen, is teaming up with a squad of nurses, diabetes educators, registered dietitians and health coaches at TrestleTree to bring you and your families individualized physical and mental wellness plans to fit your individual needs. TrestleTree, founded in 2001, has had great success across many industries in motivating people to make practical and achievable lifestyle changes. They can help you lower your HbA1C, blood pressure, weight, or cholesterol, to stop smoking and to work on stress management. They can fit you with glucometers, blood pressure cuffs, scales and any other tools you might need to start the journey to better health.

Local 4 Life offers you individualized lifestyle coaching (stress, nutrition, exercise, weight, smoking cessation) and chronic condition management (diabetes, hypertension, metabolic syndrome). You can get started today by contacting Karen Larsen at 508-533-1400 or TrestleTree at 1-866-523-8185. You can also enroll here!

Click on TrestleTree’s logo to view an informational flyer.

New Program: Carrum Health

What is my benefit?
Starting October 1, 2024, you will have access to the Carrum Health program for the following procedures at participating centers of excellence: hip and knee replacement surgery, spinal fusion surgery, bariatric surgery, other orthopedic and spine procedures, cardiac surgery, virtual oncology support and guidance for all diagnoses, comprehensive treatment for breast and thyroid cancer, and CAR-T cell therapy. When these services are approved and performed through Carrum, they are covered at 100%, meaning there is no out-of-pocket cost to the participant such as deductibles, copays, or coinsurance. Some restrictions may apply.

Stay tuned for more information!

New Employee Assistance Program with Lyra Health

When life gets busy, it can be hard to prioritize your mental and emotional well-being. At Local 4, we’re dedicated to providing you and your dependents with the support you need, which is why we’re introducing Lyra Health as a new mental well-being benefit.

Click on Lyra’s logo to view an informational flyer.

Lyra at a Glance
Lyra provides care for your emotional and mental health, how, when, and where you need it, at no cost to you. Whether you’re feeling stressed, anxious, or depressed, short-term support from Lyra can get you back on your feet. With online tools, research-backed therapeutic methods, and top therapists, coaches, and digital tools, you and your dependents can tap into an easy, convenient way to get unstuck in just a few months.

To learn more about Lyra Health, visit Local4Funds.lyrahealth.com or call (844) 926-2482 24/7/365 to speak with a Lyra Care Navigator.

Lyra’s Care for Teens

With Lyra Health, your mental health benefit, every member of your family—including kids age 2+, teens, adults, and couples—gets care tailored to their specific needs so they can get better, faster.

If you have a child, teen, partner, or other adult family member who is struggling, there are things you can do to support them in their mental health journey. Learn the common warning signs to look for and understand how you can help.

From 1:1 care with a licensed therapist or a certified mental health coach, to self-guided resources, Lyra has options to support you and your family. Visit local4funds.lyrahealth.com or call (844) 926-2482 to get started.

Funds’ Office Social Worker Available for Therapy

Karen Larsen, LICSW, Social Worker and Care Coordinator in the Local 4 Funds Office can see members and their dependents 18+ for teletherapy services. Virtual sessions are available for those residing in Massachusetts and Maine. Karen uses a collaborative approach to identify strengths to find strategies to help you reach your goals. Karen’s areas of focus include life transitions, loss and grief, issues of caregiving, the aging process, and anxiety. Please contact Karen at 508-533-1400 ext. 127 for a brief consultation to discuss if this is the right fit for you. Karen can also provide assistance in locating mental health providers in the event that it is not a suitable match.

For information about your rights under the No Surprises Act and Transparency in Coverage Rule, please click here.

Health and Welfare Plan

Our Health and Welfare Fund provides a comprehensive insurance benefit plan for eligible members and their families.

Pension Plan

Our Pension Plan provides vested members, qualified surviving spouses, and other beneficiaries with a guaranteed retirement benefit.

Annuity and Savings Plan

Our Annuity Plan provides an additional way to prepare for retirement through a participant-directed account with an optional 401(k) component.

From the Funds Administrator

Plan Participants,

It’s my honor to serve the Local 4 community as your Funds Administrator. At the Operating Engineers Local 4 Benefit Funds, we’re committed to making sure that you have all of the resources you need to live a happy, healthy life. We proudly offer comprehensive healthcare and retirement plans that put Local 4 families first.

Our team’s commitment to you and your family continues through our brand-new website. I hope it’s a place you can learn about your benefits and our many service offerings, access important documents, and plan for your future. We’ll be updating this site with real-time updates, so please visit regularly for the latest news and announcements.

As always, we are ready to assist in any way. If you have any questions, click here to get in touch with us.


Gregory A. Geiman, Esq.
Local 4 Funds Administrator

2023 Local 4 Health & Welfare Plan 5K

Contact the IUOE Local 4
Benefit Funds Office

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